WE WORK FOR YOU

We do not work for an insurance company, we work on your side whenever:

• You have a claim we follow through to see that you get fair, prompt payment and service.
• You have a renewal we work with all major health plans and insurance carriers to offer you the most competitive rates.
• You have a question. We welcome your calls and will do our best to provide you with all the information you need to manage your employee benefits easily and well.

CLIENT SERVICES

• Customized Benefits Packages to fit you and your employee needs.
• Plan surveys reflecting the variety of benefits and cost of the major carriers in the market.
• Customer service to assist you in all aspects of your benefit plan-including claims, administration and employee meetings.
• Quarterly service calls to check in and see if your plans are running smoothly.
• Updates on legislative regulations affecting our clients.
• Working relationships with all major carriers and health plans.
• We make an HR Consultant available to our clients.
• We offer HR Connect, a secure web-based program, to complement the management of your health care needs.
• We provide a monthly newsletter "Employee Benefits Report."

PRODUCTS

• Group Medical Insurance: PPO, HMO, EPO, HSA and HRA plans.
• Dental and Vision plans.
• STD and LTD disability - group and individual plans.
• Voluntary Plans.
• Group term Life and AD&D
• Long Term Care - group and individual plans
• Section 125 plans - POP, HSA, HRA and FSA