Products & Services

         


We work for you

We are independent agents. We do not work for an insurance company. We work on your side when:

  • You have a claim. We follow through to see that you get fair, prompt payment and service.
  • You have a renewal. We work with all health plans and insurance carriers to offer you the most competitive rates.
  • You have a question. We welcome your calls and will do our best to provide you with all the information you need to manage your employee benefits easily and well.
     

Services Offered to our clients:

  • Customized Benefit Packages to fit you and your employees' needs.

  • Plan surveys reflecting the variety of benefits and cost of the major carriers in the market.

  • Customer service to assist you in all aspects of your benefit plan - including claims, administration and employee meetings.

  • Quarterly service calls to check in and see if your plans are running smoothly.

  • Updates on legislative regulations affecting our clients.

  • Updates on changes in the insurance industry that impact employee benefits.

  • Working relationships with all major carriers and health plans.

Products Offered to Our Clients:

  • A full array of medical plans

    • HMO
    • PPO
    • POS

  • Life and AD&D, Disability Plans and Dental Plans

  • Section 125 Cafeteria Plans

  • Group and Individual Long Term Care

  • Retirement Plans

  • Key Man / Buy Sell

We Are Your Unpaid Employees:

We prepare all renewal comparisons for you so you know how your current plans compare to the rest of the market. If your renewal comes in above market, we negotiate with your current carrier to reduce your rates whenever possible.

Quite Simply, we save you time and money at no cost to you.


We conduct employee enrollment meetings whenever you decide to change plans.We assist you with claims problems, should they arise, and plan administration, to help you comply with legislative changes.

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